PAY IN 4 PAYMENTS,
INTEREST-FREE AND NO LATE FEES

Pay in 4 is a feature that lets you split your purchase into 4 payments, with the first instalment due at the time of purchase and 3 subsequent payments made every 2 weeks thereafter.

Just choose to pay with PayPal when you shop online and if it is an eligible transaction, you will see Pay in 4 as one of the available payment methods. Simply apply for a Pay in 4 plan in just a few steps, get an instant decision, and finish checking out.

Every Pay in 4 transaction will appear in your activity feed for the full purchase amount under the merchant’s name as a “purchase” within your PayPal activity. This is to reflect the initial total purchase and is not reflective of the Pay in 4 instalment plan or any payments made by your specific payment method. PayPal pays the merchant upfront for the transaction and spreads that cost over 6 weeks, automatically withdrawing funds from your PayPal account based on the payment method selected during the Pay in 4 application and in line with the payment schedule agreed in your Pay in 4 Contract. The first instalment and subsequent instalments each will be reflected as a separate transaction in your PayPal activity and represents the actual repayments made.

There are no application fees or late fees for choosing to pay with PayPal Pay in 4.

You must read the Pay in 4 Contract for any Pay in 4 plan before you submit your application. You will see the link to the Contract when you choose to apply for Pay in 4 at checkout. You will also have the option to download the Contract. Once your plan starts, PayPal will send you an email containing important information about your Pay in 4 plan, including how to locate your Contract.

Visit PayPal's Customer Service for ways to reach them or for further FAQ's please visit here.